设计了评价贷款类资产风险指标体系。包括财务因素体系、信用和行业因素体系以及外部背景因素体系。运用层次权重分析法对贷款类资产风险指标体系进行综合评价,为判断银行货款类资产质量和风险评价提供了依据。

Research on the Evaluation of Asset Risk for LoansLI Shu-guang(Financial Affairs,Wuhan University of Technology,Wuhan 430070,China)An asset risk evaluation index system for loans was established,including financial analysis,credit and general analysis,and external analysis.Each index has some sub-factors.The AHP method was utilized to evaluate this asset risk index system,which provided references for banks to determine the asset quality for loans.assets for loan;AHP;risk evaluation